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Inside the mobile banking otherwise Sites banking, money might be transported as long as the fresh account number of the brand new payee is known prior to-hands. The brand new membership of one's payee must be inserted for the payer and only then is a finance import occurs. On the November 22, 2010, NPCI introduced Immediate Payment Characteristics (IMPS) to provide a quick, 24-hour×7, interbank electronic finance transfer services because of devices.